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Just released! Spend 'Til the End:
the Revolutionary Guide to Raising Your Living Standard--Today and When You Retire
By Laurence J. Kotlikoff and Scott Burns
Welcome
Traditional planning makes you set future spending targets. This is dangerous. Even small targeting mistakes lead to very bad saving and insurance decisions.
ESPlanner (Economic Security Planner) finds the right targets. It calculates your highest sustainable living standard and the saving and life insurance needed to maintain that living standard.
ESPlanner also helps you make the best career, retirement, housing, mortgage, location, 401(k), Social Security, and other moves.
ESPlannerPlus includes Monte Carlo simulations showing how your investment strategy affects the variability of your living standard.
ESPlanner was developed by Laurence J. Kotlikoff, Professor of Economics at Boston University, and Dr. Jagadeesh Gokhale, Senior Fellow at the Cato Institute.
