This happens when your annual license expires. We will send you a notice that your license is about to expire two weeks prior to your expiration day.
If you purchase the $50.00 update (for individual users) you will once again be able to download your files, including the most recent update.
You may also get an "access denied" page if you have disabled cookies in your browser or if your firewall is blocking feedback from our server.
Disclaimer: ESPlannerBASIC, ESPlanner, ESPlannerPLUS and ESPlannerPRO, are educational calculators designed to give users input in mapping out financial futures, but should not be acted upon as a complete financial plan. The creators of these programs are not certified, registered, authorized, or any other type of financial planners. These programs are simply tools for helping you think through economic futures. Its "recommendations" should be viewed as informative inputs into your own decision-making with respect to saving and the purchase of life insurance. ESPlannerBASIC, ESPlanner, ESPlannerPLUS and ESPlannerPRO provide neither economic, financial nor tax advice, which can only be delivered to you by authorized professionals.
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