Secondary menu

Unread Forum Posts or Comments

Created	Title	Last Comment	Replies	Author
6 years 25 weeks ago	A modest request	6 years 24 weeks ago	2	laguia@aol.com
6 years 27 weeks ago	Help me understand the "recommended" living standa	6 years 2 weeks ago	23	mbperry@verizon.net
6 years 26 weeks ago	Why do regular assets go negative in Monte Carlo simulations	4 years 47 weeks ago	8	pamouellette@at...
6 years 32 weeks ago	Pension assumption under contingent planning	6 years 26 weeks ago	1	holiver@satx.rr.com
6 years 29 weeks ago	401(k) Qualifyling and Nonqualifying Contributions	6 years 26 weeks ago	1	klsj3@hotmail.com
6 years 26 weeks ago	Taxing asset income	6 years 26 weeks ago	1	laguia@aol.com
6 years 26 weeks ago	adjusting X-axis of plots	6 years 26 weeks ago	1	joe@turnstoneag.com
6 years 26 weeks ago	Historical Returns and Correlations	6 years 26 weeks ago	3	laguia@aol.com
6 years 26 weeks ago	regular assest earnings predicted using Monte Carlo	6 years 26 weeks ago	2	joe@turnstoneag.com
6 years 27 weeks ago	Upgrade license is new?	6 years 17 weeks ago	3	dpearson1@houst...
6 years 28 weeks ago	ESPlanner Update Email 04 DEC 2006	6 years 27 weeks ago	2	jwinchester@com...
6 years 29 weeks ago	ESPlanner Update Strategy	6 years 27 weeks ago	2	almoinco@gmail.com
6 years 28 weeks ago	Primary Home	6 years 28 weeks ago	1	grestep@cox.net
6 years 28 weeks ago	Pension Decreasing	6 years 28 weeks ago	1	grestep@cox.net
6 years 29 weeks ago	Traditional IRA accounts	6 years 28 weeks ago	1	mbperry@verizon.net
6 years 29 weeks ago	529 Planning	6 years 28 weeks ago	1	ginnyirvine@gma...
6 years 29 weeks ago	Income doesn't grow	6 years 29 weeks ago	1	sam@hotmail.com
6 years 32 weeks ago	Spouse's age calculated from MY birthdate	4 years 18 weeks ago	2	holiver@satx.rr.com
6 years 30 weeks ago	Taxes and Monte Carlo	6 years 28 weeks ago	3	ronsgill@hotmail.com
6 years 30 weeks ago	Leaving a "bequest"	6 years 30 weeks ago	1	mksimpson@sprin...
6 years 31 weeks ago	Suggestions for Future Improvement	6 years 28 weeks ago	3	theojes@hotmail.com
6 years 31 weeks ago	disability income	6 years 31 weeks ago	1	jeans17@aol.com
6 years 32 weeks ago	Problem associated with real estate tax change	6 years 32 weeks ago	1	pcurtis1@nycap....
6 years 33 weeks ago	Choosing Life Insurance	6 years 33 weeks ago	1	dhh1300
6 years 33 weeks ago	Consumption jumps way up at 65	6 years 30 weeks ago	16	thomas.f.nelson...
6 years 33 weeks ago	Basis price for taxable assets	6 years 33 weeks ago	1	thomas.f.nelson...
6 years 34 weeks ago	Healthcare expenses in retirement	4 years 50 weeks ago	16	shawnm@ieee.org
6 years 34 weeks ago	Retirement Account Withdrawal Date Changes	6 years 33 weeks ago	6	esvoiland@aol.com
6 years 35 weeks ago	Consumption smoothing after retirement	6 years 34 weeks ago	1	arkayw@earthlink.net
6 years 35 weeks ago	Apparent mistake in housing costs when changing primary home	6 years 34 weeks ago	1	yoni.serr@mailp...
6 years 34 weeks ago	Apparent mistake in housing costs	6 years 34 weeks ago	1	yoni.serr@mailp...
6 years 38 weeks ago	Roth 401k	6 years 36 weeks ago	1	dpearson1@houst...
6 years 36 weeks ago	Wife's Earnings do not show on report! Consumption changes	6 years 34 weeks ago	6	stratdan@housto...
6 years 37 weeks ago	Difficulty entering annuities	1 year 45 weeks ago	5	djackson@viawest.net
6 years 36 weeks ago	consumption information	6 years 36 weeks ago	1	suzanne_fletche...

Recent Case Studies

What's It Really Cost To Live In Seattle?

Work Less Longer

Taking Advantage of the 2009 First-Home Buyer Credit

Taking A Flyer On Fly Fishing

How Much House Is Too Much House?

Sending Wunderkind to Boarding School

Spend Defensively If You Invest Aggressively

Buy the Right Amount of Insurance

Press Reviews

"ESPlanner's approach to financial planning profoundly challenges well-known programs. . . and is the most comprehensive."

BusinessWeek

". . . if you demand the deepest and most powerful financial planning engine, look no further."

The Washington Post

"ESPlanner's life-cycle smoothing determines the highest possible living standard you can maintain for the rest of your life.

Investors Business Daily

"ESPlanner determines the highest possible living standard you can maintain for the rest of your life."

—Investors Business Daily

Endorsements

"I am fascinated with the product and am telling others about it. I believe it is the best personal planning tool I have seen."

—Roger Gehle, CPA

"ESPlanner is giving me the confidence to prepare for retirement in a way that I thought was possible but was impossible to calculate."

—Michael Thompson, Engineer, Charlotte, NC

"This is a great program. With product support like this, I'm sure users are never disappointed."

—Jim Meyers, Hospital CFO, Bloomington, IN

"I cannot imagine a better package. ESPlanner answers the key question: how can my family maintain its standard of living over the long run?"

Zvi Bodie, Professor of Finance and Economics, Boston University School of Management

ESPlanner provides the most accurate forecasts and projections of any financial planning product I've seen.

Rick Miller, PhD., CFPTM, Sensible Financial Planning, Cambridge, MA

"Having a well thought-out academically based model is a welcomed and valuable tool."

Brian Berberet, CFA, Carrick Bend Advisors, LLC, San Mateo, CA

"Fantastic! ESPlanner makes my life-cycle model operational for people everywhere to use."

Franco Modigliani, Economics Nobel Laureate

"ESPlanner's consumption-based planning could dramatically change the way we think."

Robert Glovsky, Director, Boston University's Program on Financial Planning and President, Mintz-Levin Financial Advisors

ESPlanner is a key tool I use in the process to create tailored investment portfolios and strategies for my clients."

—Brian Berberet, CFA, Carrick Bend Advisors, LLC, San Mateo, CA

I am blown away by the detailed tax work in the program. This is one of my biggest complaints about other programs out there."

—Joel Nance, ClearPath Financial Planning

"I have tried the Price Waterhouse's Retire Secure, T.Rowe Price, and Retire Ready products. Yours is the best."

—Lester S. Arthur, New York, New York

"I got ideas from my use of ESPlanner that were easily worth more than the program cost. Please keep up the good work."

Mark Lyon, small business owner, Austin, Texas

The combination of your brilliant program combined with the good support is an incredibly valuable offering.

Steve Rothman, clinical psychologist, Bellevue Washington.

Recent Press

Why Social Security Benefits Require Careful Study

The 3 Rules for Increasing Your Social Security Benefits

Retirement Researcher Blog

Contact Economic Security Planner, Inc. U.S. Patent Number: 6,611,807 Privacy Policy

Disclaimer: ESPlannerBASIC, ESPlanner, ESPlannerPLUS and ESPlannerPRO, are educational calculators designed to give users input in mapping out financial futures, but should not be acted upon as a complete financial plan. The creators of these programs are not certified, registered, authorized, or any other type of financial planners. These programs are simply tools for helping you think through economic futures. Its "recommendations" should be viewed as informative inputs into your own decision-making with respect to saving and the purchase of life insurance. ESPlannerBASIC, ESPlanner, ESPlannerPLUS and ESPlannerPRO provide neither economic, financial nor tax advice, which can only be delivered to you by authorized professionals.