Accelerating paying off mortgage
Two (somewhat independent) questions:
1. How do you tell ESPlanner you want to accelerate paying off the mortgage? The mortgage may be 15 years but I want to pay it off in 7 and lower my living standard temporarily
2. How do you tell ESPlanner you want to take cash and apply it to the principle on the mortgage? We're looking at buying a new home and about a year later selling the current home. I want the net gain to go towards the new mortgage principle. Doing it in reverse order (sell then buy) results in the wrong taxes and fees.