The program is showing a doubling of annual income, consumption and taxes at age 70 when RMDs kick in on my IRAs.
Question: How can the input data and assumptions be changed in order to eliminate or reduce this discontinuity and smooth out my IRA withdrawals between age 60 and age 100?
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Sounds like you're liquidity constrained, i.e., prior to retirement you have significant obligations (house payments, college expenses, etc), that keep your standard of living low. You can always start withdrawing from your retirement account earlier than 70 (See the withdrawal screen of the retirement accounts) which avoids the big hit of the RMDs. You can also see if increasing your indebtedness limit has a positive effect. We would need more details on your specific situation to make any further recommendations.
Best,
Dick Munroe