Current housing report
The PDF Report shows nothing on the current housing page. Instead, I get a "no data entered" message. But this is not true; I have entered my current housing information. Why does ESP not recognize this?
Thanks,
JDW
The PDF Report shows nothing on the current housing page. Instead, I get a "no data entered" message. But this is not true; I have entered my current housing information. Why does ESP not recognize this?
Thanks,
JDW
Disclaimer: ESPlannerBASIC, ESPlanner, ESPlannerPLUS and ESPlannerPRO, are educational calculators designed to give users input in mapping out financial futures, but should not be acted upon as a complete financial plan. The creators of these programs are not certified, registered, authorized, or any other type of financial planners. These programs are simply tools for helping you think through economic futures. Its "recommendations" should be viewed as informative inputs into your own decision-making with respect to saving and the purchase of life insurance. ESPlannerBASIC, ESPlanner, ESPlannerPLUS and ESPlannerPRO provide neither economic, financial nor tax advice, which can only be delivered to you by authorized professionals.
jwallin at aale.org wrote:The PDF Report shows nothing on the current housing page. Instead, I get a "no data entered" message. But this is not true; I have entered my current housing information. Why does ESP not recognize this?
Thanks,
JDW
What sort of data are you entering - owned, rented? Which section of the report? Is the data present in some places and not in others?
Data for current year (2008) housing is entered as rent. Then in 2009, a house is purchased, and from then on the figures seem to be accurate. Not sure where else this data should appear.
Current Home inputs Primary Home
Current Market Value 383000, Mortgage balance 92990, Monthly Payment 1,245, Years 8, No first or second change.
Current Vacatiion Home inputs
Current Market Value 274500, Original Purchase Price 300000, Annual real appreciation rate 1%, 1st Mortgage 230602, monthly payment 1340, years 28, second mortgage 230000, monthly payment 1880, years 15. First change 2025 sold, no reinvestment, on rental.
Detail Housing report shows for 2010 - Mortgage 51029, Net Home purchases 172810, Expenditures 242389, Mortgage balance 81,141
Detail Housing report shows for 2011 - Mortgage 13551, Net Home Purchases 0, Expenditures 27,419 (which equals the Mortgage plus associated housing expenses for the Primary Home but nothing for the Vacation Home), Mortgage Balance 68054. These numbers do not make sense.
Vacation home sold 2025, no new purchase, no rent. The sale proceeds do not show up. Even if sale proceeds are used to payoff morgtage and taxes there would be some residual balance to be available for consmuption. Where should the residual show on the reports.
It should show up as a bump in savings.
Best,
Dick Munroe