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Long-term care versus self-insurance. Anyone have an example?

Submitted by nacel on 17 April 2010 - 11:37am

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There probably is one, but I didn't find it (yet). Regarding the general topic, it seems that most reasonably-priced policies have a fixed limit of x years and/or y dollars. If so, then isn't the decision whether you can handle that exposure? For instance, say one purchases a policy with a $250k maximum. Isn't the question whether you want to insure against that $250k? At least that is how I interpret the issue. However I have never seen it explained that way by an impartial party. Any insights would be appreciated!

Submitted by dkrygowski@comc... on 25 April 2010 - 5:59pm.

How do I (or even do I) add long-term health care insurance costs and possible benefits to ESP?

Submitted by Dick Munroe on 26 April 2010 - 11:22am.

Special expenditures/receipts.

Best,

Dick Munroe

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