Limiting to one Primary home and one Vacation home is too restrictive. One should be able to add more homes. I suppose it is possibel to consider other real-estate as investment properties that do not generate income, but...
For example, I own the home my mother lives in. She does not pay me rent.
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The intent of the Primary and Vacation homes are your personal property for your use only. The IRS will view your mother's home as a piece of investment real estate even if you mother doesn't pay you rent. Put any real estate (land, house, apartment buildings, whatever) into the real estate folder.
Best,
Dick Munroe