I have a client who will take IRA distributions at age 70. She is currently age 62 and will make contributions until age 65. The detailed Retirement Accounts Report shows a negative Retirement Asset Income beginning at age 62 and continuing thru life. What is the meaning of this negative figure?
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Presumably it means that you are drawing from your retirement accounts. If you are using monte carly, it could also mean that your retirement account portfolio has a nominal return less than inflation. Are you sure you've set the year of first withdrawal appropriately?
Best,
Dick Munroe