When I review my report it has the correct net worth in the Inputs section. However, the Suggestions area has a much lower net worth. This seems to be causing my suggested spending to be lower than it should be. Why is the net worth different, it seems it should be the same in both parts of the report?
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The report does not include Reserve Fund - that may be what you are seeing?
http://www.esplanner.com/forum/regular-assets-reserve-fund-and-net-worth