New to ESPlanner -- Multiple Questions

I am just starting to learn to use ESPlanner+ and have a number of questions after entering most of my data and playing around for a couple of hours. Any help understanding these areas is appreciated.

I am one to two years from retirement and wanted to see where I am using ESPlanner+. For the first trial run, I assumed January 2010 as a retirement date so that I could enter all of 2009 and 2010 as full years and get a feel for how the program works. I live rather frugally on a small portion of my income and think I ought to be close to my goals.

1) In the 2009 recommendations, ESP+ shows a positive recommended consumption of ~$55,500 and a negative current consumption of ~($10,500). It also shows a recommended (withdrawal from) savings of ~($47,000) against an actual current savings of ~$17,500. It would seem that I have probably entered some of my information incorrectly. I think I understand what the consumption level is and how it is calculated but don't see exactly how it could have gone negative unless I incorrectly entered something like my employer 401K match or my special 2009 & 2010 expenditures. Where else should I look for a cause or meaning to explain a negative actual consumption?

2) The bulk of my regular assets are in stocks. The program doesn't ask for a basis for any of the regular assets, so how does it figure or estimate the amount to assume for capital gain taxes? Related to this, I notice in the PDF reports that my income taxes for 2009 appear to be only on earned income. I have special expenditures set up for several withdrawals in 2009 and these do seem to come from my regular assets in the reports. In addition, I have set the assumptions to show that 85% of my regular assets income is capital gains or dividends. I would have expected to see a larger federal tax amount due to the capital gains tax resulting from the regular asset withdrawals. The tax shown in the reports matches pretty closely with my actual tax on earned income only. Does this make sense?

3) How do I best enter data for a future vacation home purchase? Since the vacation home folder assumes an existing mortgage, should I just enter a future vacation home purchase as real estate with future mortgage and expenses but no receipts?

John