Partners' Assets Cominguled to pay special expenses

HI JAMES, THE ONE SOLUTION THAT YOU SHOULD CONSIDER, WHICH IS LEGAL, IS TO BORROW THE AMOUNT FROM YOUR PARTNER AND REPAY YOUR PARTNER OVER TIME. WRITE OUT A NOTE BETWEEN THE TWO OF YOU AND THE ONE RECEIVING THE INCOME WILL NEED TO REPORT IT AS A TAXABLE INCOME SOURCE, BUT IT'S LEGAL. YOU CAN ENTER THIS IN ESPLANNER USING SPECIAL EXPENDITURES AND RECEIPTS. THE $80K INITIAL BORROWING BY YOU IS A NON-TAXABLE SPECIAL RECEIPT AND A NON-TAX-RELATED SPECIAL EXPENDITURE FOR YOUR PARTNER. THE REPAYMENT OF PRINCIPAL AND INTEREST IS A NON-TAX RELATED SPECIAL EXPENDITURE FOR YOU. THE RECEIPT OF PRINCIPAL IS A NON-TAXABLE SPECIAL RECEIPT FOR YOUR PARTNER. THE RECEIPT OF INTEREST IS A TAXABLE SPECIAL RECEIPT FOR YOUR PARTNER. BEST, LARRY

ESPLanner Team, Even though my partner & my special expenses are listed separately - using partner 1 & 2 designations in the UI - ESPlanner still uses funds from my partner's regular assets to pay my special expenses. Is there a way I can force the program to take funds from my IRA for my expenses? The big expense is repaying 3 years of SS for myself. Legally she can not pay this $80k bill for me even though it may provide us with a slightly higher SOL than if the funds came out of my taxable IRA. I tried shortening the withdrawal period which increases the amount year year but that results in unacceptable taxes and a reduction in our SOL.
I'd appreciate any guidance on this topic.
Thanks
James