We are allowed to enter the details of our individual account balances in six different boxes (401k, Keogh, IRAs, SRAs, Employer Accounts, Roth IRAs). Yet none of the results show the detail of the growth or drawdown of these different categories. Something, such as the Retirement Accounts tab in the detail spreadsheet should show this detail.
Disclaimer: ESPlannerBASIC, ESPlanner, ESPlannerPLUS and ESPlannerPRO, are educational calculators designed to give users input in mapping out financial futures, but should not be acted upon as a complete financial plan. The creators of these programs are not certified, registered, authorized, or any other type of financial planners. These programs are simply tools for helping you think through economic futures. Its "recommendations" should be viewed as informative inputs into your own decision-making with respect to saving and the purchase of life insurance. ESPlannerBASIC, ESPlanner, ESPlannerPLUS and ESPlannerPRO provide neither economic, financial nor tax advice, which can only be delivered to you by authorized professionals.
RSS
This detail is shown in the inputs area of the PDF and summarized in the output from the computation
What I am looking for is the year-by-year income, withdrawals, and resulting balance by each of the six account types. Are you saying that is in the PDF? I do not see that detail anywhere.
No, this is not differentiated by these six accounts. Internally ESPlanner aggregates retirement accounts into three distinct "pots". The first pot is all the miscellaneous types of 401ks funded by the individual. The second is the 401k funded (perhaps only in part) by the employer. The third is the Roth 401k.
The reports further aggregate all these pots into a single number and the cash flow is reported relative to that number.
You can control which of the pots gets used first, but we don't show you the actual dollar amounts from each pot, only the aggregates of all pots.
I'll put this on the list for discussion for inclusion in a later update.
Best,
Dick Munroe
Understood ... just trying to get it added to the wish list.