special expentiures
should car insurance, life insurance, business expenses, living expenses such as fuel, utilities, trash removal, etc be entered under special expenditures?
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RSS Disclaimer: ESPlannerBASIC, ESPlanner, ESPlannerPLUS and ESPlannerPRO, are educational calculators designed to give users input in mapping out financial futures, but should not be acted upon as a complete financial plan. The creators of these programs are not certified, registered, authorized, or any other type of financial planners. These programs are simply tools for helping you think through economic futures. Its "recommendations" should be viewed as informative inputs into your own decision-making with respect to saving and the purchase of life insurance. ESPlannerBASIC, ESPlanner, ESPlannerPLUS and ESPlannerPRO provide neither economic, financial nor tax advice, which can only be delivered to you by authorized professionals.
Non-life insurance could be entered. There's a line item for household expenses in Housing that you can use for anything.
But, "living expenses" in general, is what ESPlanner is computing and calling "consumption." So, the level of detail (which would reduce the general consumption number) to account for everything you spend money on is what you're asking about. ESPlanner is a general planning tool. At some point, there's too much detail to account for everything.
That said, I think the answer to your question is "No."
Take a look at the tutorial and help manuals for a complete explanation.