Married, age 65 and 63, retirement at least 2 years off; annual income approximately $75,000. $60,000 in 401K.
Should we move it all into a taxable account in 2009 to avoid the programmed tax increase in 2010; or should we redeem it and pay the taxes as needed even though the tax rate will be much higher?
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http://www.esplanner.com/case-convert-your-ira-roth
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Best,
Dick Munroe