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Use this Question Forum to ask questions about how the software works, how to model different "what if" cases, or other user-related question. If you have a support issue (something seems to be wrong with the software) then please create a support ticket. How to browse this forum: SCROLL and click titles to read complete question/answer, use the FILTERS below, pick from TOPICS on the list at right (think of them as folders), use the SEARCH BOX (see also "advanced search" when you use it), choose from RECENT COMMENTS at the right below.

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I asked what is the best way to manage my IRA distributions so they are distributed to my wife upon my end of plan? We have a 5 year age difference and I am planning EOP for myself/her at 94/96 respectively. Based on the Total Income report, distributions end when I pass.

I previously asked a question on how to drive discretionary funds to my end of plan. In my case, I have accounted for projected annual spend within the housing entries or Special Expenditures (SE) area.
My goal:

I am a new user and trying to initially build a simple economics based model. I have a few areas that I've been trying to resolve and hope you can help:

Tags: PDF

In ESPlanner vs 2.35.2, on the "Assumptions" page of the PDF report the ages shown for "...Age of First Withdrawal For Retirement Accounts" and "...Age of Last Withdrawal for Retirement Accounts do not match the entries in the "Retirement Accounts/Key Ages" tab.

Unable to open ESPlanner - INSTALL on my macbook air.

Tags: Education

My first of 3 will be starting college this year and I can't see anywhere that accounts for the current education tax credit (up to $2500 under current law). This is a pretty significant credit and adds quite a bit to the bottom line. How does one account for this in ESP?

Hi, could you please explain how the maximum indebtedness value works or point me to an already answered question. Is this just a way to point out the shortfall in earnings that has to be made up or is it the loan you must take out and this begs the question of how the loan will be paid

Tags: Bequest

Instructions in the software state that some users use the Reserve Fund section to account for leaving money to heirs. How does the software treat this vs. Special Bequests in the Estate section? Not sure which to use...

My summary sheet is showing a large negative asset value. I have no loans or liabilities. I even zeroed out all the assets inputs but still get large negative values.
I could not find a resolution to this in the help questions.

Where do you think this might be coming from?

Is there an "easy" way to edit a special expenditure? For example, I wish to change the dollar value of an expenditure to evaluate the impact.

I just read the release notes of 2.35.0 and its clear this was a huge release with lots of updates, fixes, etc in addition to the annual updates. The notes are hard to follow ... lots of acronyms and not much context.

Tags: assets

My default portfolio is empty of assets. I click New Asset, give it a name, the year range is 2006 to 2015, then I click Next. An error box comes up saying "The span of return years must be within the range 0 to 0." This happens with either Real or Nominal Return Type.

I need to add a required minimum distribution withdrawal to an ESPlanner Plus plan. The person inherited the IRA after payments had begun. The beneficiary is not yet 70 1/2 and has an IRA of their own.

To ESPlanner programmers: I have a child in care benefits situation for a lady that is younger than any age available on your Social Security tab for accepting social security benefits. Please add that situation to your programming "to do's".

How can one account for longevity insurance in ESP? If say I am 65 and want to take $125K (the max) and buy a policy to begin an annuity at say 80 years of age, how do I enter this? Thanks

Tags: medicare

Dan, I just ran version 2.35.0 and sorry but I found that the Medicare Part B premiums are not correct.

I just installed the new ESPlanner update 2.35.0, and noticed something that strikes me as a bit odd.

Tags: Pensions

I entered A pension for 2017 that is $17001 per year.

Tags: medicare

In my PDF report under Total Spending, the amount for Medicare Part B is $1,292. Since I have not yet filed for Social Security, I pay $134/month for Part B, so shouldn't the yearly total be $1,608? (I have ESPlanner Plus, version 2.34.1.) Thanks.

I do not want to lift my credit freeze to access my SS file but have the data entered into Maximize SS. Can I create a log file to copy and past into ESPlaner?