I am trying to do a simply trade between contributing to a traditional 401K versus a Roth 401K. I tried simply running two cases one with traditional contributions, then one with Roth contributions. I was looking for comparison in my reported consumption.
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What index is being used for the asset Large Cap Stocks? Is there a list of the indexes used for the assets that come with Esplanner?
When I try to Create a Report into a PDF, the report prints a bunch of nonsense symbols into a NotePad file. I have Adobe Reader XI installed.
I do not have Excel installed, so this is not an option.
I'm running ESPlanner on a Mac in the Windows Bootcamp environment.
I've Retired early and I'm income constrained for a few years until Social Security begins. Is there a way that I can have ESP increase withdrawals from my IRA's for a few years to increase (and smooth) income.
I just purchased ESP and my wife and I are not clear on how the spend down is done.
Sorry I'm a newbie. I looked on the forum and the help file. Could someone please explain the meaning of the "Projected Trajectory" of standard of living (recommended consumption) column shown in the Monte Carlo Trajectory_Living Std report. Thanks.
What are other ESPlanner users assuming for investment rates of return, annually, over the next 20-30 years?
In the “Planning Method | Monte Carlo | Spending Behavior” window, the options to specify aggressive, cautious, or conservative spending behavior exist.
This maybe an unfair question to ask in this forum.
However, I am wondering if anyone is familiar with using both ESPlanner and Torrid-Tech Retirement software.
What does a higher precision simulation do differently than standard precision?
Can you better explain what counts as a special expenditure?
I am having great difficulty understanding the reports. The manual uses numerous terms of art without defining them. As a simple example, the term "living standard" is never defined. Why is living standard different from consumption?