Secondary menu

Social security

article uses ESPlanner to discuss SS

When You Want to Collect Social Security

Social Security Tools Can Help Maximize Benefits

CBS Marketwatch

Social Security Jitters? Better Prepare Now

New York Times

Seniors Can Boost Their Social Security Benefits by 'Re-retiring'

LA Times.com

When Should I Take Social Security?

Moolanomy

by Dan Royer

“When should I take Social Security?” is the first question everyone faces when contemplating retirement. More than 50% of all men and women start taking benefits at 62. By age 66, well over 90% of all men and women are taking benefits according to the Center for Retirement Research at Boston College.

Resurrect Your Retirement

Forbes

Expert View
Resurrect Your Retirement
Laurence J. Kotlikoff, 04.07.09, 12:00 PM EDT
An economist offers five steps to get one couple's plan back on track.

If you're like me, you've watched your assets get massacred by the malfeasance system we call American capitalism. Insider rating, captured politicians, regulatory "restraint," director kickbacks, off-balance sheet accounting, non-disclosure, fraud, moral hazard, thieving CEOs, Ponzi schemes ... you name it, we've got it.

Worry-Free Retirement

SmartMoney

Here's How to Double Your Nest Egg

SmartMoney

Got To Have A Plan

Forbes

Paying it Forward

MarketWatch

Recent Case Studies

What's It Really Cost To Live In Seattle?

Work Less Longer

Taking Advantage of the 2009 First-Home Buyer Credit

Taking A Flyer On Fly Fishing

How Much House Is Too Much House?

Sending Wunderkind to Boarding School

Spend Defensively If You Invest Aggressively

Buy the Right Amount of Insurance

Press Reviews

"ESPlanner's approach to financial planning profoundly challenges well-known programs. . . and is the most comprehensive."

BusinessWeek

". . . if you demand the deepest and most powerful financial planning engine, look no further."

The Washington Post

"ESPlanner's life-cycle smoothing determines the highest possible living standard you can maintain for the rest of your life.

Investors Business Daily

"ESPlanner determines the highest possible living standard you can maintain for the rest of your life."

—Investors Business Daily

Endorsements

"I am fascinated with the product and am telling others about it. I believe it is the best personal planning tool I have seen."

—Roger Gehle, CPA

"ESPlanner is giving me the confidence to prepare for retirement in a way that I thought was possible but was impossible to calculate."

—Michael Thompson, Engineer, Charlotte, NC

"This is a great program. With product support like this, I'm sure users are never disappointed."

—Jim Meyers, Hospital CFO, Bloomington, IN

"I cannot imagine a better package. ESPlanner answers the key question: how can my family maintain its standard of living over the long run?"

Zvi Bodie, Professor of Finance and Economics, Boston University School of Management

ESPlanner provides the most accurate forecasts and projections of any financial planning product I've seen.

Rick Miller, PhD., CFPTM, Sensible Financial Planning, Cambridge, MA

"Having a well thought-out academically based model is a welcomed and valuable tool."

Brian Berberet, CFA, Carrick Bend Advisors, LLC, San Mateo, CA

"Fantastic! ESPlanner makes my life-cycle model operational for people everywhere to use."

Franco Modigliani, Economics Nobel Laureate

"ESPlanner's consumption-based planning could dramatically change the way we think."

Robert Glovsky, Director, Boston University's Program on Financial Planning and President, Mintz-Levin Financial Advisors

ESPlanner is a key tool I use in the process to create tailored investment portfolios and strategies for my clients."

—Brian Berberet, CFA, Carrick Bend Advisors, LLC, San Mateo, CA

I am blown away by the detailed tax work in the program. This is one of my biggest complaints about other programs out there."

—Joel Nance, ClearPath Financial Planning

"I have tried the Price Waterhouse's Retire Secure, T.Rowe Price, and Retire Ready products. Yours is the best."

—Lester S. Arthur, New York, New York

"I got ideas from my use of ESPlanner that were easily worth more than the program cost. Please keep up the good work."

Mark Lyon, small business owner, Austin, Texas

The combination of your brilliant program combined with the good support is an incredibly valuable offering.

Steve Rothman, clinical psychologist, Bellevue Washington.

Recent Press

It's Your Living Standard!

Currency

Maximize Your Social Security

Scott Burns

Beware of Bait and Switch

Forbes

Contact Economic Security Planner, Inc. U.S. Patent Number: 6,611,807 Privacy Policy

RSS

Disclaimer: ESPlannerBASIC, ESPlanner, ESPlannerPLUS and ESPlannerPRO, are educational calculators designed to give users input in mapping out financial futures, but should not be acted upon as a complete financial plan. The creators of these programs are not certified, registered, authorized, or any other type of financial planners. These programs are simply tools for helping you think through economic futures. Its "recommendations" should be viewed as informative inputs into your own decision-making with respect to saving and the purchase of life insurance. ESPlannerBASIC, ESPlanner, ESPlannerPLUS and ESPlannerPRO provide neither economic, financial nor tax advice, which can only be delivered to you by authorized professionals.

Secondary menu

Social security

When You Want to Collect Social Security

Social Security Tools Can Help Maximize Benefits

Social Security Jitters? Better Prepare Now

Seniors Can Boost Their Social Security Benefits by 'Re-retiring'

When Should I Take Social Security?

Resurrect Your Retirement

Worry-Free Retirement

Here's How to Double Your Nest Egg

Got To Have A Plan

Paying it Forward

Main menu

Our Approach

Your Living Standard

Navigation

Recent Case Studies

Press Reviews

Endorsements

Recent Press