ESPlanner is our acclaimed lifetime financial planning tool. It calculates what you should save, spend, and insure to maintain your household’s living standard through time. Whether it’s choosing careers, switching jobs, taking Social Security, managing retirement accounts, downsizing your home, or moving states, ESPlanner can find safe ways to significantly raise your living standard. The $149 first-year cost covers all updates. If you have purchased this version of ESPlanner in the past, your annual update licenses will show $70 above. Handles up to four households with unlimited profiles per household.
- Does not include Monte Carlo or Upside Investing features, but otherwise contains all the power of ESPlanner PLUS.
- Users enter average nominal rate of return on assets with options to change those rates at some future date.
|Lifetime Financial Planning|
|Multiple Families and Profiles|
|All Social Security Collection Options|
|College Saving Strategies|
|Retirement Spend-down Strategies|
|Includes DFA Funds|
|Annual Renewal|| $70
|Related Products and Services|
|Expert Review (current customers)||$250 per hour||$250 per hour||$250 per hour|
|Maximize My Retirement Income||$1500||$1500||$1500|
The ESPlanner download products run on PC/Windows or on the Macintosh using windows emulation software.