It's a pain, but I created a custom asset by replicating the XML format for one of the DFA funds. That way it's available to all profiles without having to add it multiple times. That also prevents data entry errors.
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Can you better explain what counts as a special expenditure?
What are other ESPlanner users assuming for investment rates of return, annually, over the next 20-30 years?
I am trying to do a simply trade between contributing to a traditional 401K versus a Roth 401K. I tried simply running two cases one with traditional contributions, then one with Roth contributions. I was looking for comparison in my reported consumption.
In the Special > Special Expenditures & Special Receipts tabs I've Cleared the Grid. So no values are displayed.
This maybe an unfair question to ask in this forum.
However, I am wondering if anyone is familiar with using both ESPlanner and Torrid-Tech Retirement software.
The New/Unread filter option is overlaid by another filter option text when displaying the page in Chrome (don't know if it's happening in other browsers).
1. On the Assets & Saving > Current Saving tab, in the Net contribtuions to saving field do I enter a negative number if I'm withdrawing funds for living expenses or leave it at 0?
Sorry I'm a newbie. I looked on the forum and the help file. Could someone please explain the meaning of the "Projected Trajectory" of standard of living (recommended consumption) column shown in the Monte Carlo Trajectory_Living Std report. Thanks.
Can someone refer me to an instructional guide as to how to use and read Monte Carlo data, particularly in ESP? I understand the concept. I'm just not certain how to prepare the data and interpret the results.
In the new web site I can't find where I can look at the most recent forum comments. I really liked that on the old web site. I would look at it every day to keep up on what people are asking and learn from it. Please tell me how to access it or if it is unavailable, please put it back.
It seems like the web site changed? What happened to the forum format? It's hard to browse topics and just learn by reading now.
I have children who will be entering graduate/professional school and for whom we may need to cover tuition, room, and board, depending on the level of assistance provided by the schools.
Just thought you should know; you probably want to fix this.
Are Taxes in addition to "Total Spending" or are Taxes part of "Discretionary Spending", which does not seem reasonable? To me Total Spending should include Taxes.
I just noticed my birth date is wrong on the "Family Information" screen, and I'm unable to correct it. How can I fix that?
Two years ago, on my 66th birthday, I filed for social security benefits and immediately suspended payments until I reach 70. On the same day my wife, who is two years older, filed to receive spousal benefits.
I'm new to the program, and I'm trying to understand how the Regular Asset Income column is calculated in the Total Income Report.
I'm 58 and plan to retire at age 62. Whenever I set age in ESPlanner for collecting Social security to 62, then resulting report shows a smooth discretionary spending amount for the rest of my lifespan .
What index is being used for the asset Large Cap Stocks? Is there a list of the indexes used for the assets that come with Esplanner?
How can I adjust the household life insurance premiums so that they are accurate? The actual premiums paid are ~$9,000 annually, but the program has calculated the current amount of annual premums to be $36,442.
When I try to Create a Report into a PDF, the report prints a bunch of nonsense symbols into a NotePad file. I have Adobe Reader XI installed.
I do not have Excel installed, so this is not an option.
I'm running ESPlanner on a Mac in the Windows Bootcamp environment.